Insurance decisions shape the world,
we help insurers make better ones

Insurers don’t want siloed systems. Send is the leading orchestration engine that connects underwriting data, workflows and decisions for commercial and specialty insurers.

Trusted by insurers and MGAs all over the world

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argenta aviva-logo bowhead convex-logo everest-logo igi-logo renaissance nwre Dale Underwriting Partners oak global re westfield The Hartford Mosaic
argenta aviva-logo bowhead convex-logo everest-logo igi-logo renaissance nwre Dale Underwriting Partners oak global re westfield The Hartford Mosaic
argenta aviva-logo bowhead convex-logo everest-logo igi-logo renaissance nwre Dale Underwriting Partners oak global re westfield The Hartford Mosaic

One platform to manage underwriting from submission to bind, and beyond.

Solutions

Insurers

A data-driven underwriting platform built for complex commercial and specialty risks.

Insurers Learn More
About

MGAs

One platform from quote to renewal, with the control and reporting capacity partners expect.

MGAs Learn More
MGAs

Reinsurers

The underwriting backbone for reinsurers – bringing structure, pricing, and insight together in one place.

Reinsurers Learn More
Reinsurers

Platform Metrics

7 x
Faster time-to-quote
$ 26 bn+
GWP written through our platform
40 +
Lines of business
65 %
Cut in product launch time

Products

Send for Direct Underwriting

Designed for insurers and MGAs writing open market business.

Send for Direct Underwriting Learn More
Direct Underwriting

Send for Delegated Underwriting

Purpose-built to help insurers scale delegated business with confidence.

Send for Delegated Underwriting Learn More
Delegated underwriting

Send for Reinsurance Underwriting

The smarter way to structure and manage reinsurance programmes.

Send for Reinsurance Underwriting Learn More
reinsurance underwriting

Combining the art and science of underwriting.

Platform capabilities.

Carriers are looking for a platform that can accommodate a wide range of strategies and operating models.

You want to do things differently, so do we. Our platform orchestrates insurance workflows, tasks and decisions to help you win better business, faster.

Activity Management

Capture decisions, track tasks, and coordinate workflows in one place to keep teams aligned and nothing missed.

Learn more about Activity Management
Learn more about Activity Management

Automation & Rules

Automate manual work, guide decisions with clear rules, and keep submissions flowing through configurable workflows connected to your wider ecosystem.

Learn more about Automation & Rules
Learn more about Automation & Rules

Binder Management

Set up binding authority agreements, manage reviews, and control approvals in one central workflow built around your due-diligence needs.

Learn more about Binder Management
Learn more about Binder Management

Bordereaux Ingestion

Ingest bordereaux, validate contract terms, and standardise data in one workflow to give you a clear, consistent view of delegated business.

Learn more about Bordereaux Ingestion
Learn more about Bordereaux Ingestion

Data & Insights

Bring data together to generate insights and track performance in real time for clearer, more confident underwriting decisions.

Learn more about Data & Insights
Learn more about Data & Insights

Entity Management

Onboard entities, manage relationships, and centralise all parties in one place for clearer oversight across the underwriting lifecycle.

Learn more about Entity Management
Learn more about Entity Management

Post-Bind Processing

Push bound policies to downstream systems or package them as bordereaux, making post-bind processing simple for insurers, MGAs, and coverholders.

Learn more about Post-Bind Processing
Learn more about Post-Bind Processing

Quote & Rate Lifecycle Management

Create quotes, compare options, and manage approvals in one place with full version control and a seamless transition from quote to bind.

Learn more about Quote & Rate Lifecycle Management
Learn more about Quote & Rate Lifecycle Management

Risk Workflow

Automate compliance checks, validate contract terms, and capture full audit trails so underwriting stays fast, controlled, and regulatory-ready.

Learn more about Risk Workflow
Learn more about Risk Workflow

Submission Management

Organise submissions and quickly prioritise risks in appetite to speed up response times and improve your submission-to-quote ratio.

Learn more about Submission Management
Learn more about Submission Management
The trusted platform for agentic underwriting

Building the future of autonomous underwriting.

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Underwriters focus on judgement. AI handles the low-value work. Insurers know they must adopt AI – but too many initiatives stall, creating risk, noise, and rework. When underwriting decisions matter, experimentation isn't enough.

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That's why we built the Send Agentic Framework.

Insurers don't want a single AI agent or vendor. They want the freedom to use an ecosystem of agents, across the end-to-end underwriting process.

Send is the orchestration layer that makes it work.

We already orchestrate millions of underwriting activities across our customers today. AI isn't new to Send – it's a natural evolution of what we already do at scale.

A different approach to AI

AI agents can transform underwriting - when deployed with control.
Send helps insurers adopt AI that is:

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Secure, auditable, and compliant

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Built specifically for insurance

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Focused on real business outcomes

Your data stays in your ecosystem, always. Use Send's pre-built AI for submission intake and data enrichment - or build and deploy your own agents within the Send Agentic Framework, with full visibility and governance.

Why Send

Send is the orchestration engine that unifies data to
accelerate insurance decisions.

Everything-in-one-place-fit

Submission to reporting – one source of truth.

a-clearer-risk-picture-fit

End-to-end risk tracking, enriched with third-party data.

real-time-insights-fit

Understand quotes, conversion, and exposure  in real time.

increased automation

Less rekeying, more time for risk judgement.

Recognised by Insurance Experts

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R100 logo Signal 50 logo IT_Tech2022 Awards insurtech100 celent_logo InsurTech-50 datos_insights_logo-e1715175156938 AXCO-Global-Insurance-Awards-2024 Pwc-logo Plug-and-play Insurance-Post-1 Altus_con_logo_PPP IDC_LOGO_Google_Search
R100 logo Signal 50 logo IT_Tech2022 Awards insurtech100 celent_logo InsurTech-50 datos_insights_logo-e1715175156938 AXCO-Global-Insurance-Awards-2024 Pwc-logo Plug-and-play Insurance-Post-1 Altus_con_logo_PPP IDC_LOGO_Google_Search
R100 logo Signal 50 logo IT_Tech2022 Awards insurtech100 celent_logo InsurTech-50 datos_insights_logo-e1715175156938 AXCO-Global-Insurance-Awards-2024 Pwc-logo Plug-and-play Insurance-Post-1 Altus_con_logo_PPP IDC_LOGO_Google_Search

Customer spotlight

Customer Story

Building a future-proof underwriting platform – Argenta's transformation with Send

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Read the Story Read the Story

Underwriting Resources

Guide

Underwriting Maturity Framework: Moving from a process-driven to a data-driven operating model

Download guide
Customer Story

Building a future-proof underwriting platform – Argenta's transformation with Send

Insights-14
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Insights

INFUSE Recap: Adaptability: The Most Valuable Underwriting Skill in 2026

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Insights

Is your underwriting platform really delivering business value?

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Insights

2026 – The year automated underwriting truly lands in London?

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Start underwriting with Send.