Insurance decisions shape the world,
we help insurers make better ones
Insurers don’t want siloed systems. Send is the leading orchestration engine that connects underwriting data, workflows and decisions for commercial and specialty insurers.
Trusted by insurers and MGAs all over the world
One platform to manage underwriting from submission to bind, and beyond.
Solutions
Insurers
A data-driven underwriting platform built for complex commercial and specialty risks.
MGAs
One platform from quote to renewal, with the control and reporting capacity partners expect.
Reinsurers
The underwriting backbone for reinsurers – bringing structure, pricing, and insight together in one place.
Platform Metrics
Products
Send for Direct Underwriting
Designed for insurers and MGAs writing open market business.
Send for Delegated Underwriting
Purpose-built to help insurers scale delegated business with confidence.
Send for Reinsurance Underwriting
The smarter way to structure and manage reinsurance programmes.
Combining the art and science of underwriting.
Platform capabilities.
Carriers are looking for a platform that can accommodate a wide range of strategies and operating models.
You want to do things differently, so do we. Our platform orchestrates insurance workflows, tasks and decisions to help you win better business, faster.
Activity Management
Capture decisions, track tasks, and coordinate workflows in one place to keep teams aligned and nothing missed.
Automation & Rules
Automate manual work, guide decisions with clear rules, and keep submissions flowing through configurable workflows connected to your wider ecosystem.
Binder Management
Set up binding authority agreements, manage reviews, and control approvals in one central workflow built around your due-diligence needs.
Bordereaux Ingestion
Ingest bordereaux, validate contract terms, and standardise data in one workflow to give you a clear, consistent view of delegated business.
Data & Insights
Bring data together to generate insights and track performance in real time for clearer, more confident underwriting decisions.
Entity Management
Onboard entities, manage relationships, and centralise all parties in one place for clearer oversight across the underwriting lifecycle.
Post-Bind Processing
Push bound policies to downstream systems or package them as bordereaux, making post-bind processing simple for insurers, MGAs, and coverholders.
Quote & Rate Lifecycle Management
Create quotes, compare options, and manage approvals in one place with full version control and a seamless transition from quote to bind.
Risk Workflow
Automate compliance checks, validate contract terms, and capture full audit trails so underwriting stays fast, controlled, and regulatory-ready.
Submission Management
Organise submissions and quickly prioritise risks in appetite to speed up response times and improve your submission-to-quote ratio.
Building the future of autonomous underwriting.
Underwriters focus on judgement. AI handles the low-value work. Insurers know they must adopt AI – but too many initiatives stall, creating risk, noise, and rework. When underwriting decisions matter, experimentation isn't enough.
That's why we built the Send Agentic Framework.
Insurers don't want a single AI agent or vendor. They want the freedom to use an ecosystem of agents, across the end-to-end underwriting process.
Send is the orchestration layer that makes it work.
We already orchestrate millions of underwriting activities across our customers today. AI isn't new to Send – it's a natural evolution of what we already do at scale.
A different approach to AI
AI agents can transform underwriting - when deployed with control.
Send helps insurers adopt AI that is:
Secure, auditable, and compliant
Built specifically for insurance
Focused on real business outcomes
Your data stays in your ecosystem, always. Use Send's pre-built AI for submission intake and data enrichment - or build and deploy your own agents within the Send Agentic Framework, with full visibility and governance.
Send is the orchestration engine that unifies data to
accelerate insurance decisions.
Submission to reporting – one source of truth.
End-to-end risk tracking, enriched with third-party data.
Understand quotes, conversion, and exposure – in real time.
Less rekeying, more time for risk judgement.
Recognised by Insurance Experts
Customer spotlight
Building a future-proof underwriting platform – Argenta's transformation with Send
Underwriting Resources
Underwriting Maturity Framework: Moving from a process-driven to a data-driven operating model
Top 10 insurance industry trends shaping underwriting in 2026
