Trusted by insurers all over the world
Data-driven underwriting
Risk data is centralised to enable data-driven underwriting with real-time decision making and management steering.
The Send Underwriting Workbench integrates complex data from different data sources to provide underwriters with a single customer view.
Accelerated product maturity
Standardised underwriting processes provide better control to scale and grow with confidence.
This helps insurers accelerate their product maturity to improve speed to market, underwriting performance, and increased revenue.
Built for growth
Our microservice architecture streamlines the delivery and launch of new business lines.
Insurers can easily scale and integrate new AI technology and APIs as part of their underwriting strategy.
Operational efficiency
Improved underwriting with automation and optimised processes and workflows.
Reducing manual work, rekeying and errors, and improving underwriting effectiveness.
Underwriting Maturity Framework
Moving from a process-driven to a data-driven operating model
0: Manual Underwriting
Traditional manual, off-system underwriting with information stored within documents and isolated excel files. Work is allocated through email between teams.
1: Digital Underwriting
Enable existing underwriting flow with a structured workflow engine and document/ data storage where teams can collaborate.
2: Connected Underwriting
Optimise the Underwriting flow by leveraging technology to accelerate and automate key steps, data transfers and replace manual steps across the submission-to-bind journey.
3: Augmented Underwriting
Harness the power of the business and operational data captured through digital underwriting to provide targeted insights to underwriters on portfolio position, market and risk characteristics.
4: Smart Underwriting
Enable the system to make automatic, algorithmic underwriting decisions in certain scenarios and provide recommendations to underwriters in others.
Easily integrate your existing tech and systems
Send is an API-first company and is able to integrate with most third-party apps and existing PAS or legacy platforms.
Capture data once and then exchange it through your underwriting ecosystem using our architecture.
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Accelerated product delivery and development
Out-of-the-box functionality for 30+ lines of business.
Hit the ground running with key capabilities, from submission intake to document generation and decision support.
All with flexible configuration and self-serve tools to adapt to your business processes.
Learn moreTo enable innovation, you need an insurance platform that gives your team everything it needs to be more productive, in one place – a smarter, more connected platform where your resources, data and work align.