Send for Direct Underwriting

Designed for insurers and MGAs
writing open market business

direct-underwriting

Insurers face complex risks, competitive pressure, and tight placement deadlines – all at once.

Send connects underwriting data, workflows, and decisions so teams can underwrite faster, from submission to bind and beyond.

Trusted platform for leading insurers

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argenta aviva-logo bowhead convex-logo everest-logo igi-logo renaissance nwre Dale Underwriting Partners oak global re westfield TheHartford_Logo_ Horizontal_RGB Mosaic
argenta aviva-logo bowhead convex-logo everest-logo igi-logo renaissance nwre Dale Underwriting Partners oak global re westfield TheHartford_Logo_ Horizontal_RGB Mosaic
argenta aviva-logo bowhead convex-logo everest-logo igi-logo renaissance nwre Dale Underwriting Partners oak global re westfield TheHartford_Logo_ Horizontal_RGB Mosaic

See your portfolio clearly – and respond to trends before the market does.

Control Submission intake from the start-2

Control submission intake from the start.

Automate data extraction, organise unstructured information, and capture complex asset details – so underwriters begin with clean, decision-ready submissions.

Focus effort on the risks that matter V2

Focus effort on the risks that matter.

Prioritise submissions early using triage aligned to appetite and likelihood to convert, ensuring the best opportunities are worked first.

Make Better Decisions-2

Make better decisions, faster.

Bring the right data into the moment of decision. Underwriters can analyse and interrogate risk data quickly, with context that stays tied to the record.

Handle Complex Risk with confidence-2

Handle complex risks with confidence.

Purpose-built for commercial and specialty underwriting. Proven across 40+ lines of business, Send supports complex structures and workflows without adding friction.

Price-Bind-2

Price and bind with built-in control.

Connected rating, referral logic, and an insurance-native data model deliver confidence, oversight, and auditability at the point of pricing.

PortofilioV2-2

See your portfolio in real time.

Track quotes, conversion, exposure, and appetite fit as it happens – giving underwriting leaders continuous visibility and control across the book.

40% of an underwriter’s time is wasted on admin. Imagine what your underwriters could do with more time.

Designed to help you write better business.

Send gives you a faster path to better underwriting. Send for Direct Underwriting brings proven workflows, connected APIs, and automation that cuts admin so underwriters can focus on what they do best – underwriting!

Get to value sooner.

Templates, libraries, and line-of-business workflows take years to build on your own. Send gives you proven journeys you can configure quickly.

Composable by design.

Pre-built services and APIs help you adapt, integrate, and scale without re-platforming.

Faster underwriting.

Automate the manual steps that slow teams down. Better data and controlled workflows mean faster turnaround with fewer errors.

What our Customers Say

Customer Story

"Send enables us to capture data differently and uncover insights that support faster, more informed decisions."

argenta
Read the Story Read the Story

Who is this for

Insurers

Transform your underwriting with a data-driven underwriting platform built for the complex commercial and specialty market

Insurers Learn More
About

MGAs

Regain control on core work that drives growth with new business, renewals and data all together in a single platform.

MGAs Learn More
MGAs

Add more power to your underwriting

Specialised functionality to enhance how your teams work and unlock deeper capabilities as your needs evolve.

Send Flow

AI-powered submission processing for faster underwriting.

Send Flow Send Flow

Send Rating

Connect your preferred pricing tools directly to the underwriting workflow.

Send Rating Send Rating

Send Studio

Document generation and management for quotes, wordings, and binder packs.

Send Studio Send Studio
API Library

A full API library to accelerate your
growth and scale your operations.

Using our API-first architecture, underwriters can collect data once and ensure it remains accessible throughout the process, with ready-to-use data sources like HX, D&B, Hazard Hub, and many others.

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partner_addresscloud partner_hazardhub partner_dowjones partner_dunbradstreet partner_googlemaps partner_companieshouse partner_sp partner_microsoftbing partner_aws partner_snowflake partner_hevo partner_open-ai-white Guidewire DRC hyper streamlit salesforce
partner_addresscloud partner_hazardhub partner_dowjones partner_dunbradstreet partner_googlemaps partner_companieshouse partner_sp partner_microsoftbing partner_aws partner_snowflake partner_hevo partner_open-ai-white Guidewire DRC hyper streamlit salesforce
partner_addresscloud partner_hazardhub partner_dowjones partner_dunbradstreet partner_googlemaps partner_companieshouse partner_sp partner_microsoftbing partner_aws partner_snowflake partner_hevo partner_open-ai-white Guidewire DRC hyper streamlit salesforce

Pre-built workflows and data models for more than 40 lines of business

Underwriting Resources

Guide

Underwriting Maturity Framework: Moving from a process-driven to a data-driven operating model

Download guide
Trends

Top 10 insurance industry trends shaping underwriting in 2026

Report - 10 insurance industry trends shaping underwriting 2026
Read more
Insights

Is your underwriting platform really delivering business value?

Read more
Insights

Forget everything you thought you knew about underwriting workbenches

Read more
Company News

Send achieves ISO 42001 certification, setting the standard for controlled agentic AI in underwriting

Read more

FAQs

Submissions are ingested and structured automatically. Data extraction, triage, and routing happen the moment a risk arrives, so underwriters can start assessing immediately, without rekeying any data. Integrated rating means underwriters price within the risk and no copying of data into separate tools.

The Send underwriting platform includes everything you would expect from a modern workbench, but provides additional orchestration capabilities that connect your entire underwriting operation – from submission intake and data extraction through quoting, rating, binding, post-bind processing, and portfolio management.

This means your underwriting tools do not sit as standalone systems, but operate within a connected platform where data flows seamlessly within your underwriting processes.

And because Send supports direct, delegated, and reinsurance underwriting in a single platform, this orchestration extends across operating models – giving you a single version of truth across your entire book.

Yes. Send Rating integrates with your Excel models via Office 365 and SharePoint, or can connect to external rating engines via API. Risk data syncs automatically to and from your pricing tools with full version control – so you can continue to price with the tools your actuaries trust.

Send is built for the complexity of commercial and specialty risks, with support for multi-layer and excess structures, multi-section and multi-product policies, and shared and layered programmes. This helps underwriters structure risks without forcing them into simplified templates.

Portfolio analytics provide real-time visibility into what's being quoted, what's converting, exposure levels, and appetite fit. This provides underwriters with the full picture without waiting for manual reports or pulling data from multiple systems.

Bound policies flow to your policy admin and downstream systems without rekeying. Send processes post-bind data and connects directly to your PAS, or packages it as bordereaux for delegated arrangements.

No. Send integrates with your existing tools via APIs and pre-built connectors. You can deploy alongside your current systems and migrate workflows incrementally without having to rip-and-replace any systems.

Ready for frictionless underwriting?